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Travel & Medical insurance

We require all guests should be covered by adequate travel and medical insurance. A comprehensive insurance can protect you if you have to cancel your travel arrangements, so make sure you’re fully covered – for all the activities you may try – when you book. In many countries the cost of medical treatment in the event of illness or accident can be high, so it’s essential that you take out a full travel insurance policy.

Things to check in the cover: medical and repatriation expenses; cancellation or delays; luggage and equipment; personal injury as a result of terrorist activity; personal liability to others; legal costs.

When you declare a medical condition you generally have to undergo medical screening, for instance calling a medical helpline to give details of your condition, or asking your doctor to complete a questionnaire or declaration of fitness to travel. Alternatively, you may sign a declaration stating that: you aren’t travelling against doctor’s orders; you do not have a terminal prognosis; you haven’t received in-patient treatment in the last six months; you aren’t awaiting treatment or travelling in order to obtain treatment.

Most insurance suppliers will provide cover and offer specific policies for travellers with disabilities, or for older travellers. Shop around, and always check the small print.

AMREF Tourist Scheme – Flying Doctors insurance

AMREF, the flying doctors organization based in Nairobi, provides air evacuation services in medical emergencies across East Africa, as well as air ambulance transfers between medical facilities. AMREF Flying Doctors operates 24 hours a day, 365 days a year as a vital link between remote areas and AMREF’s Control Centre at Wilson Airport in Nairobi. Their airplanes, some fitted with operating theatre and resuscitation room equipment, can take you back to Nairobi and to its modern, efficient private hospitals in less than one hour. All you need to do is to subscribe to their insurance: it costs very little and whilst it’s highly unlikely you’ll need to use it, it gives you total peace of mind. For those who already have travel or health insurance, it’s worth double checking what’s included in the existing policy as air evacuation may not be covered. To buy AMREF insurance please visit www.flydoc.org.